But, did anyone go and really check with the local bank about those immediate effect bullshit??? I did. I checked this morning. Called one of the local bank PB.....
PXB : XXX Bank. ( with very impatient voice )
Ven : Good morning. Can I check with you whether the bank is going to eliminate the current
acc charges?
PXB : NO. We haven't receive any proper black and white from HQ yet.
(again with such a 'kurang ajar' impatient voice)
Ven : But it comes out on the paper and said with immediate effect?
PXB : NOO! We did not receive any instruction and proper black and white from HQ yet
(she stressed again..)

See... this is the result what call immediate effect with everyone feels thankful.
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